Lowering our annual expenses can allow us to achieve debt freedom and financial independence a lot sooner. 

But spending less can also mean not having as much fun. And who wants that? Not our family!

That's why we went on a quest to decrease our UN-Fun expenses by $20,000 while increasing our FUN expenses by $10,000. 

Who's ready to have more fun for less money?

I share all the details of how our family made this financial change up and how you can too. 

Have you ever been passionate about something and your spouse doesn't share the same passion?

These differences can affect your relationship ...sometimes for better and sometimes for worse. 

Nicole and Andy Hill discuss how these types of conflicts have affected their relationship in the past and how they have dealt with them. 

Do you want to become a young millionaire?

So did J. Money from "Budget Are Sexy" fame over 10 years ago.

He started tracking his net worth each month and eventually, he hit his millionaire milestone. 

J. Money shares what your net worth is, how you can easily track it and ways for you to grow your net worth to a million and beyond. 

Listen to today's first-ever BEST OF MKM episode featuring J. Money!

Nicole and Andy chat about buying presents for the kids for Christmas. 

How many are too many?

How little is too little?

We're not sure we have the answers, but we sure enjoyed our drinks while we're discovering it. 

Thanks for joining us for another Bread & Wine episode!

In order to keep our personal information safe online, we need to remain vigilant and aware of how cyberattacks happen. 

Dr. Eric Cole shares practical steps we can take to protect ourselves from malicious cyber crimes like phishing scams, hacks and data breaches. 

This is serious business as families can lose so much of their hard-earned wealth. Listen to find out how the quick steps you can take to protect your wealth and your family. 

By popular demand, I invited my wife Nicole to join me for our first (and hopefully not last) "Bread & Wine" episode. 

Our chat today is about contentment. 

How do we become content? How do we stay content?

And how do we fight discontentment?

Cheers!

After becoming debt-free, you may see your credit score drop. I discuss how to increase your credit score over time and still remain debt-free.

Also, Tanya Van Court from Goalsetter shares the financial lessons kids can learn from the financial crisis. We also discuss how their financial literacy app helps kids (and families) prosper with money.